Back to work
Student Loan & Credit Card Delinquency Spillover
- Python
- Research
- Data Analysis
- Fintech
research
Problem
Household debt is usually studied one product at a time, but borrowers juggle multiple obligations at once — we wanted to understand whether stress in one (student loans) spills over into another (credit cards).
Approach
Analyzed delinquency data across student loans and credit cards as part of UT Austin's CS329E coursework, looking for spillover patterns between the two.
My role
Researcher / analyst.